Crypto.com Unveils Comprehensive 2025 Roadmap: Expanding Across Crypto, Stocks, Banking, and Card Services
A Strategic Push to Integrate and Innovate in Global Finance
Key Takeaways from Crypto.com’s 2025 Roadmap
Level Up and Cortex AI
Crypto.com is launching Level Up, a comprehensive user growth program, followed by Cortex AI in Q3.
Expanded Crypto Offerings
Crypto.com will enhance crypto access with expanded exchange features, fiat ramps, and AI-powered trading tools, catering to both retail and institutional investors.Stock & ETF Trading
The platform is adding stock and ETF trading, along with stock options and derivatives, giving users access to traditional assets alongside their crypto portfolios.Banking Services
New banking features include multi-currency accounts, yield on cash, and instant global transfers, integrating digital finance with traditional banking services.Global Card Expansion
Crypto.com will roll out cards in new regions (Latin America, Middle East, Africa) and launch high-reward cards like the “Prime Card” with travel rebates.Cronos Ecosystem Development
Investments in Cronos include AI dev tools and a new Cronos ETF, fostering a stronger blockchain ecosystem for DeFi and Web3 innovations.
Crypto.com, a leading platform in the cryptocurrency space, has revealed an extensive 2025 roadmap that showcases its ambitious plans to become an all-in-one financial services provider. With a variety of updates in cryptocurrency, traditional stocks, banking services, and card offerings, Crypto.com is setting the stage for a transformative year. Each section of the roadmap details new features, product expansions, and market entries designed to cater to a global audience and bridge the gap between digital and traditional finance.
The next stage of Crypto.com's parabolic growth begins today. We are announcing expansion of our products to cover not only everything crypto, but also stocks, banking and cards. We are not here to take part, we are here to take over -- with very aggressive incentives for everyone to Level Up all their financial products and join Crypto.com. #CRO $CRO
-Kris Marszalek, co-founder and CEO of Crypto.com [LINK]
1. Crypto Services: Expanding Access and Enhancing Tools
Crypto.com’s roadmap outlines a series of updates within its core cryptocurrency offerings, aimed at both retail and institutional investors.
Level Up Launch (Q4 2024): This initial launch marks a new phase for the platform with the “most rewarding experience yet”. Read more about Level Up here in our article:
Cortex AI (Q3 2025): The rollout of Cortex AI could promise to integrate artificial intelligence across the platform, potentially for trading assistance, data analysis, or customer service. AI-driven tools could help users make more informed decisions and automate complex tasks.
Web App Upgrade (Q4 2024): Crypto.com’s web app will see enhancements in Q4, bringing a smoother and more accessible interface for desktop users. This improvement is likely aimed at delivering a seamless trading experience on larger screens, appealing to professional traders and users who prefer desktop access.
Cronos AI Dev Tools (Q4 2024): As part of its commitment to the Cronos blockchain ecosystem, Crypto.com will launch AI-driven developer tools to empower projects building on Cronos. This initiative could foster innovation, making it easier for developers to create efficient, scalable dApps within the Cronos ecosystem. Read more about Cronos AI-centric approach in our article:
Exchange Expansion (Q1 2025): Crypto.com plans to expand its exchange services in several key regions, including the U.S. This expansion will bring the platform’s trading capabilities to a larger audience, likely including new pairs, order types, and liquidity improvements.
Fiat On/Off Ramp Expansion (Q1 2025): Crypto.com will improve fiat on and off ramps in key such as the U.A.E., Korea, and Hong Kong. This feature simplifies the process of converting between fiat and crypto, making it easier for new users to enter the market and experienced users to cash out.
Rewards on Bitcoin (Q1 2025): A rewards program specifically for Bitcoin will be introduced, giving users the ability to earn incentives on BTC holdings. This could attract BTC-focused investors looking for yield on their assets without engaging in high-risk activities.
Crypto Rewards Maximizer (Q2 2025): This feature will allow users to maximize their rewards on various crypto assets, potentially by optimizing staking, yield farming, or other reward mechanisms on the platform.
Institutional Custody (Q2 2025): In Q2, Crypto.com will roll out custody services tailored to institutional clients. These services will offer secure storage and management for large asset holders, meeting the needs of funds and enterprises requiring regulatory compliance and advanced security.
Crypto.com Stablecoin (Q3 2025): The introduction of a stablecoin, pegged probably to a stable asset like USD, will enable seamless transactions on the platform and within the broader Cronos ecosystem. Stablecoins facilitate easier transactions and offer a hedge against volatility for users in the ecosystem.
AI-Powered Trade Tooling (Q3 2025): AI-driven trade tools will be introduced to help traders make data-driven decisions, manage portfolios, and potentially automate trading strategies. This is likely to appeal to both novice and advanced users seeking guidance in volatile markets.
Cronos One (Q3 2025): Details on “Cronos One” remain limited, but it’s expected to be a significant release for the Cronos ecosystem, being a “Crypto super agent for on-chain activities”. Read more about Cronos One in our article:
Margined Derivatives (Q4 2025): The platform will introduce margined derivatives, allowing users to trade crypto derivatives with leverage. This feature will enable more advanced trading options for users in the U.S. and other supported regions, appealing to sophisticated investors.
Cronos ETF Submission (Q4 2025): Crypto.com plans to submit a Cronos-based ETF, enabling traditional investors to gain exposure to the Cronos ecosystem without holding the underlying assets. ETFs are a regulated investment vehicle that could attract new institutional and retail investors to Cronos.
Singularity API (Q4 2025): Expected by the end of 2025, the Singularity API will provide developers and businesses with an advanced suite of tools, potentially related to AI, data analytics, or interoperability between crypto and traditional systems.
2. Stocks: Diversifying Investment Options for Users
Crypto.com will extend its services into traditional finance with new stock and ETF trading offerings.
Stock & ETF Trading (Q1 2025): This addition will enable Crypto.com users in select regions, including the U.S. Australia, Canada, and Europe, to trade stocks and ETFs within the app. This marks a major expansion into traditional finance, bringing Crypto.com closer to being a comprehensive financial platform.
Stock Options (Q2 2025): Stock options trading will be introduced in the U.S., providing investors with additional strategies to hedge or leverage their positions in the stock market. Options are popular among seasoned traders for their versatility.
FX, Commodities, and Index Derivatives (Q3 2025): Crypto.com will broaden its offerings with derivatives on FX, commodities, and indices, allowing users to trade across different asset classes and diversify their portfolios.
3. Banking: Bridging Digital and Traditional Finance
In 2025, Crypto.com will expand into personal and business banking, bringing traditional banking features into its digital ecosystem.
Personal Multi-Currency Accounts (Q1 2025): Users will be able to open multi-currency accounts, making it easier to hold and manage multiple fiat currencies. This feature will appeal to global users who frequently transact in various currencies.
Yield on Cash (Q2 2025): A yield-earning feature on cash balances will offer users an incentive to hold fiat on the platform, potentially at competitive rates with traditional savings accounts. This initiative is part of Crypto.com’s push to provide a full suite of financial services.
1 Second, 1 Cent Global Transfers (Q3 2025): This feature will allow near-instant, low-cost international transfers, facilitating global transactions for users and businesses alike. It underscores Crypto.com’s commitment to borderless finance.
International Bank Accounts (Q4 2025): Users will have the ability to open international bank accounts, which could facilitate seamless cross-border transactions and provide additional financial flexibility.
Business Accounts (Q4 2025): Business accounts will be introduced to support entrepreneurs and companies, complete with tools tailored to meet the needs of business operations and international transactions.
4. Card Services: Expanding Reach and Adding Premium Benefits
Crypto.com’s roadmap includes significant growth in its card offerings, bringing its popular crypto-backed debit and credit cards to new regions.
Latin America, Middle East & Africa Debit Card Expansion (Q4 2024): Crypto.com will bring its debit cards to new regions, allowing users in Latin America, the Middle East, and Africa to access crypto-backed spending options.
Credit Card Launch (Q2 2025): The platform will roll out credit cards in U.S. and Korea, adding to its existing prepaid debit card offerings and providing users with flexible payment options backed by crypto collateral.
Prime Card with Travel Rebate (Q3 & Q4 2025): The launch of a premium “Prime Card” and a 10% rebate on travel expenses, a feature targeted at frequent travelers who wish to leverage crypto rewards.
A Global Financial Vision
Crypto.com’s 2025 roadmap underscores a bold vision: to become a fully integrated platform that combines cryptocurrency services with traditional finance solutions. By expanding into stocks, banking, and new card offerings, Crypto.com is setting the stage for a future where users can manage all aspects of their finances within a single ecosystem.
Regulatory Compliance and Availability: Each service will comply with regional regulations, particularly the stocks and banking features. Stocks will be offered by Watchdog Capital LLC in the U.S., while banking services will be provided by authorized institutions, ensuring safety and compliance for all users.
This comprehensive roadmap reflects Crypto.com’s ambition to drive adoption and innovation in both crypto and traditional finance, positioning itself as a true global financial platform.
For the latest updates and to view the complete roadmap, visit Crypto.com’s official roadmap page.
Sources: Crypto.com Roadmap, Crypto.com Post on X